Instabill Merchant Account Fees

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Instabill evaluates each business on an individual basis and works with a trusted network of acquiring banks to determine your merchant account fees. Since your acquiring bank plays a key role in determining your merchant account fees, we cannot offer you a final quote until the underwriting process is complete.

However, our Instabill merchant account managers are capable of providing you with a FREE merchant account estimate. Call our toll-free telephone number at 1-800-318-2713 and let us get to know your business. By giving Instabill five to 10 minutes of your time, we can pre-approve you over the phone and offer you a merchant account fees estimate.

Determining Your Merchant Account Fees with Instabill

Your Instabill merchant account manager will look at your business's risk factor, chargeback ratio, credit card processing history, and more to determine your online merchant account fees. The lower your risk factor is, the lower your fees will be. The following chart provides distinguished features that will lower your risk factor and help you qualify for an Instabill online merchant account.

Low Risk Features

  • Monthly volume less than $20,000
  • Average ticket size less than $50
  • Use 3D Secure payment processing
  • We host your payment page
  • Low risk industries, such as:
    • Books, DVDs, Videos, and Music
    • Clothing, Shoes, and Accessories
    • Furniture and Home Goods
    • Luggage and Bags
    • Office Supplies
    • Sporting Goods
    • Toys and Games
  • Incorporated in low risk countries, such as:
    • USA
    • Canada
    • Australia
    • Western Europe
    • Northern Europe
    • Japan

Medium Risk Features

  • Monthly volume between $20,000 and $100,000
  • Average ticket size between $50 and $100
  • Medium risk industries, such as:
    • Online Dating
    • Payday Loans
    • Video Game Software
    • Forex Trading
    • Software Downloading
    • Online Auctions
    • Food and Beverage
  • Incorporated in medium risk countries, like:
    • Central Europe
    • Latin America
    • British Virgin Islands
    • Cyprus
    • Malta
    • Seychelles
    • Israel

Contact Instabill for More about Merchant Account Fees

Contact us online today or call toll-free at 1-800-318-2713. Tell us a little about your business and find out how much you could be paying for your retail merchant account or online merchant account with Instabill.

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